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Estimating James and Sally’s Borrowing Power To help their daughters step into the Sydney property market, we analysed James and Sally’s finances as of August 2025. Although some data was incomplete, we used conservative assumptions based on Australian lending standards to estimate their borrowing capacity. Key Financial Summary Home (PPOR):...
Understanding Stamp Duty on House & Land Packages in Australia In Australia, stamp duty represents a significant expense for property buyers. However, when purchasing a house and land (H&L) package, buyers can benefit from substantial savings. This is because stamp duty is typically levied only on the land portion rather...
Australia’s Upcoming Property Tax Reforms: Key Points for Investors Ahead of the 2026 Budget The Australian property sector faces one of its most significant tax overhauls in years. Under Prime Minister Anthony Albanese and Treasurer Jim Chalmers, the Labor government is examining changes to negative gearing and the capital gains...